Flexible Credit for ambitious African schools

Sproutly Cowri offers you quick access to loans in 24-48 hours to help you at no interest rate. No collateral required.

Access Credits that helps expands your school

Need funding for a new school bus, science laboratory, new furnishing, new classroom or a school gym project. Access quick Credits in 24-48 hours with very flexible repayment plan. We do not need collateral, just your revenue data. We partner with you.

Credits that understands
your school needs.
Quick Service
Quick Service

Get approved for loans in less than 48 hours

No Interest Rate
No Interest Rate

We make money off service charge. 0% Interest Rate forever.

No Security
No Security

Access Credits of up to 75% of your revenue history


Spread Credit repayments for up to 36 months

Frequently asked questions

Everything you need to know about Tuition Payment Plans

What is Cowri?

What is Service Fee?

Who is eligible?

How to apply


Apply for a credit and state reasons for application. Verify your credit eligibility by login into your dashboard to view the options that are available.

Receive funds

After considering your option, we transfer the funds to your account within 24-48 hours business days.


Initiate credit repayment in accordance with the negotiated flexible repayment schedule.

We understand that a school business isn’t a regular business and so we curated the Cowri Credit to suite your specific business- so yeah, we truly understand.

Want to learn more about our credits?

Share your contact information and a concierge Financial Advisor will reach out to you

Get in touch

Our friendly team would love to hear from you.

Start your journey with us today

Join over 1,000+ schools on our platform


What are you waiting for?

Your School needs. Sproutly can help.

A Sproutly Inc. Company © Sproutly Tech Ltd. 2023

  1. Sproutly is a financial education technology company, not a bank. The Sproutly app facilitates banking services through Providus Bank, a licensed bank and member of the NDIC.
  2. The Referral awards and the Cash Rewards programs are offered and managed by Sproutly.

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